Auto Finance FAQs

NOS Motors Auto Finance has helped people just like you to secure auto financing. Simply complete the quick online application and one of our experienced finance managers will contact you ASAP to discuss your needs and help finalize your loan. You can also email us at info@nosmotors.ca or call 226-228-7143.

Yes, we can arrange financing for any "toy" you have your heart set on. Whether it's a jet ski, trailer, boat, motorcycle etc., we can arrange financing for you. Ask your finance manager for more details.

Absolutely. All vehicles delivered by NOS Motors Auto Finance come fully safetied and detailed prior to delivery. We take pride in ensuring that you will be happy with your vehicle and, more importantly, your experience with NOS Motors Auto Finance. We want you to come back and tell all your friends, family and colleagues about your experience with NOS Motors Auto Finance.

Of course. Through our warranty partner - Assurant Vehicle Protection - we offer a full range of powertrain, hi-tech component and hybrid component protection from 12 to 48 months depending on budget and age of the vehicle. Your finance manager can go over those options with you during vehicle selection. In addition, GAP protection is available in the unfortunate situation that your vehicle is stolen, or you are involved in an accident and your vehicle is deemed a write off. GAP will cover the difference between the existing amount of your current loan and what your insurance company is willing to pay you. Your finance manager can give you more information on this very important warranty option.

Absolutely. We have several lenders that specialize in consumer proposal and bankruptcy situations. NOS Motors Auto Finance actually works with several debt consolidation companies and trustees to assist you through the process. Give us a call for more details and a step by step process to help you navigate your debt consolidation and secure a car loan.

Our partnerships with over 75 dealer partners throughout the province and access to wholesale and auction inventories allows NOS Motors Auto Finance to secure you any make or model of car or truck on the market today. Whether you are looking for a Honda, Toyota, Nissan, Hyundai, Kia, GM, Chrysler, Ford, Mercedes, Audi, Volkswagen, BMW or Tesla; we can get it for you. Check our latest used vehicle inventory and contact us today for your financing needs.

NOS Motors Auto Finance has helped many people new to Canada secure vehicle financing. Just contact us directly through our apply now form or contact us and speak to one of our finance managers for more details.

Once the approval from the lender is completed and vehicle selected, NOS Motors Auto Finance can typically have you driving within 2 to 3 business days.

Approval for an auto loan through NOS Motors Auto Finance can be secured in as little as 15 minutes, once the relevant information has been submitted to the lenders.

We have several lenders that specialize in debt consolidation situations. NOS Motors Auto Finance actually works with several debt consolidation companies and trustees to assist you through the process. Give us a call for more details and a step by step process to help you navigate your debt consolidation and secure a car loan.

NOS Motors Auto Finance, loves trade-ins. Our wholesale appraisers and auction team will get the most money for your vehicle that is available. You can use your trade in toward the purchase of a new vehicle and take advantage of the tax savings that come with the positive equity in your trade.

Yes. Even students with no credit can secure auto financing. As long as you are working, there are many new credit / no credit programs available to assist you.

As much as we would love to actually meet all of our clients, face to face, sometimes logistically, it is not possible. Therefore, NOS Motors Auto Finance can arrange and complete your entire vehicle loan application through our secure portal and electronic document signing process. Your vehicle will be licensed, plated and delivered to your door regardless of where you live in Ontario.

We have several lenders that specialize in consumer proposal and bankruptcy situations. NOS Motors Auto Finance actually works with several debt consolidation companies and trustees to assist you through the process. Give us a call for more details and a step by step process to help you navigate your debt consolidation and secure a car loan.

Interest rates for vehicle financing varies and are dependant on many factors. Rates are based on your personal situation (job tenure, credit score, vehicle age). Regardless of your situation NOS Motors Auto Finance will ensure the absolute best available interest rate for your auto loan.

NOS Motors Auto Finance works with the top vehicle finance lenders in Ontario. Whether your credit is 300 or 900, we have a lender for you. Apply now to find the right lender for you.

NOS Motors Auto Finance will secure the best possible trade in value for your current vehicle. In cases where that does not cover the entirety of your current loan, we can add that to your new loan with better terms. Your current lien will be paid out in full and completely discharged.

NOS Motors Auto Finance has partnerships with over 75 dealer partners (and growing) and access to their inventory. We also have a wholesale / auction group that focuses on acquiring high quality vehicles from across the country.

No problem. We can definitely help. We work with people just like you every day to help them secure auto financing, within their budget and with a quick turnaround.

NOS Motors Auto Finance is a boutique style finance brokerage that provides unparalled one on one attention to your specific situation and needs. Our only goal is to get you the absolute best vehicle financing available. At NOS Motors Auto Finance you are not just a number but will become part of the family.

NOS Motors Auto Finance arranges various types of loans for new and used vehicles. We can also arrange re-financing of your existing vehicle, vehicle repair loans and debt consolidation. NOS Motors Auto Finance can also arrange loans for boats, trailers and motorcycles.

After a brief discussion with one of our finance mangers, you would typically need to provide a picture of your ontario drivers license (ID verification for the lender) and proof of income (a recent paystub).

Absolutely. Our lenders have no issue with using a co-signor and depending on the strength of the co-signer you can receive much betters lending terms and/or get more vehicle for your money - all the while building your own credit over the term of the loan. Co-signers are typically spousal, parental or family members depending on the specific requirements of the individual lenders.

Your credit score is just one factor and not the deciding factor in securing an auto loan. Our lenders look at the whole picture, including job tenure, income, past car loan history, etc. Regardless of your score, there is an approval for you. Give us a call for more details.

The maximum loan amount you can secure is completely based on your credit situation and verifiable income. NOS Motors Auto Finance has secured financing from $5,000 to $100,000 +. Talk to one of our finance managers for more information.

Our lenders offer loan terms from 6 months to 84 months, depending on vehicle age, kms and your specific approval. All loans are open and can be repaid or paid down at any time with no pre-payment penalty.

Yes, all applicants are pre-approved prior to final approval. Final approval is usually based on income verification.

NOS Motors Auto Finance will run special promos and incentives from time to time. Ask about our referral program. If you refer a family or friend to NOS Motors Auto Finance and they are approved, and secure a car loan through us, you can receive a referral fee as our thanks.

NOS Motors Auto Finance is located in Woodstock, Ontario. From this central location we can service your auto financing and vehicle delivery needs, regardless of where you live in Ontario.